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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,156 | $166,131-45.7% | $164,975-45.4% | $145,877-38.2% |
| Participation rate | 50.0% | 82.0%-32.0pp | 78.6%-28.6pp | 80.3%-30.3pp |
| Annual return | 10.35% | 100.37%-90.0pp | 70.12%-59.8pp | 551.28%-540.9pp |
| Employer contribution / active EE | $2,451 | $5,276-53.6% | $4,343-43.6% | $4,663-47.4% |
| Participant deferral / active EE | $8,897 | $6,962+27.8% | $6,033+47.5% | $6,691+33.0% |
| Admin fee / account holder | $480 | $16,648-97.1% | $12,688-96.2% | $13,402-96.4% |