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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,664 | $178,174-28.3% | $156,181-18.3% | $137,256-7.0% |
| Participation rate | 33.3% | 82.0%-48.7pp | 78.8%-45.5pp | 80.0%-46.6pp |
| Annual return | 16.68% | 84.19%-67.5pp | 64.87%-48.2pp | 220.34%-203.7pp |
| Employer contribution / active EE | $3,660 | $4,972-26.4% | $4,294-14.8% | $4,156-11.9% |
| Participant deferral / active EE | $10,464 | $6,888+51.9% | $6,132+70.6% | $6,407+63.3% |
| Admin fee / account holder | $2,788 | $17,404-84.0% | $14,586-80.9% | $12,270-77.3% |