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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,075 | $184,014-48.3% | $161,149-41.0% | $138,895-31.5% |
| Participation rate | 83.3% | 82.1%+1.3pp | 78.8%+4.5pp | 79.9%+3.4pp |
| Annual return | 17.34% | 21.52%-4.2pp | 21.16%-3.8pp | 145.39%-128.1pp |
| Employer contribution / active EE | $0 | $5,055-100.0% | $4,360-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $9,849 | $6,909+42.6% | $6,153+60.1% | $6,396+54.0% |
| Admin fee / account holder | $384 | $18,027-97.9% | $15,194-97.5% | $12,562-96.9% |