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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,844 | $148,623-57.7% | $135,974-53.8% | $139,466-54.9% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 29.26% | 79.30%-50.0pp | 68.30%-39.0pp | 373.66%-344.4pp |
| Employer contribution / active EE | $13,618 | $5,246+159.6% | $4,859+180.3% | $4,754+186.5% |
| Participant deferral / active EE | $18,565 | $8,103+129.1% | $7,760+139.2% | $6,712+176.6% |
| Admin fee / account holder | $313 | $12,406-97.5% | $10,767-97.1% | $11,409-97.3% |