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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,269 | $289,211-67.4% | $260,467-63.8% | $198,609-52.5% |
| Participation rate | 100.0% | 83.1%+16.9pp | 80.5%+19.5pp | 82.4%+17.6pp |
| Annual return | 19.67% | 112.90%-93.2pp | 100.60%-80.9pp | 202.70%-183.0pp |
| Employer contribution / active EE | $3,055 | $4,663-34.5% | $4,239-27.9% | $5,055-39.6% |
| Participant deferral / active EE | $8,970 | $6,812+31.7% | $6,319+41.9% | $6,977+28.6% |
| Admin fee / account holder | $1,224 | $16,236-92.5% | $15,461-92.1% | $19,030-93.6% |