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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,269 | $208,088-54.7% | $186,193-49.4% | $154,746-39.1% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.1%+22.9pp | 80.7%+19.3pp |
| Annual return | 19.67% | 89.97%-70.3pp | 78.03%-58.4pp | 172.34%-152.7pp |
| Employer contribution / active EE | $3,055 | $4,340-29.6% | $3,918-22.0% | $4,379-30.2% |
| Participant deferral / active EE | $8,970 | $7,078+26.7% | $6,513+37.7% | $6,730+33.3% |
| Admin fee / account holder | $1,224 | $11,698-89.5% | $11,058-88.9% | $14,365-91.5% |