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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,535 | $232,540-97.2% | $185,117-96.5% | $147,586-95.6% |
| Participation rate | 46.2% | 82.4%-36.2pp | 77.3%-31.1pp | 82.8%-36.7pp |
| Annual return | 13.85% | 43.03%-29.2pp | 40.50%-26.6pp | 578.59%-564.7pp |
| Employer contribution / active EE | $642 | $5,195-87.6% | $4,182-84.6% | $4,876-86.8% |
| Participant deferral / active EE | $977 | $5,834-83.2% | $5,045-80.6% | $5,439-82.0% |
| Admin fee / account holder | $258 | $10,275-97.5% | $8,159-96.8% | $10,886-97.6% |