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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,683 | $175,259+27.6% | $149,723+49.4% | $139,487+60.4% |
| Participation rate | 83.3% | 83.4%-0.1pp | 78.8%+4.6pp | 80.3%+3.0pp |
| Annual return | 15.19% | 166.82%-151.6pp | 134.50%-119.3pp | 373.84%-358.7pp |
| Employer contribution / active EE | $15,851 | $5,478+189.3% | $4,821+228.8% | $4,755+233.4% |
| Participant deferral / active EE | $9,101 | $6,522+39.6% | $5,682+60.2% | $6,713+35.6% |
| Admin fee / account holder | $793 | $16,158-95.1% | $13,215-94.0% | $11,407-93.1% |