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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,904 | $97,729-34.6% | $83,830-23.8% | $135,379-52.8% |
| Participation rate | 75.0% | 80.0%-5.0pp | 76.1%-1.1pp | 82.6%-7.6pp |
| Annual return | 45.66% | 1287.52%-1241.9pp | 850.97%-805.3pp | 519.79%-474.1pp |
| Employer contribution / active EE | $0 | $4,222-100.0% | $3,631-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $606 | $4,683-87.1% | $4,082-85.1% | $5,609-89.2% |
| Admin fee / account holder | $351 | $6,674-94.7% | $5,479-93.6% | $10,828-96.8% |