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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,188 | $160,040-59.3% | $147,096-55.7% | $145,877-55.3% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 12.57% | 98.49%-85.9pp | 419.75%-407.2pp | 551.28%-538.7pp |
| Employer contribution / active EE | $584 | $5,289-89.0% | $4,936-88.2% | $4,663-87.5% |
| Participant deferral / active EE | $13,785 | $8,429+63.5% | $8,071+70.8% | $6,691+106.0% |
| Admin fee / account holder | $3,208 | $15,050-78.7% | $13,005-75.3% | $13,402-76.1% |