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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,179 | $106,280+25.3% | $96,538+38.0% | $139,487-4.5% |
| Participation rate | 52.6% | 77.8%-25.2pp | 74.3%-21.7pp | 80.3%-27.7pp |
| Annual return | 11.47% | 38.48%-27.0pp | 35.74%-24.3pp | 373.84%-362.4pp |
| Employer contribution / active EE | $1,443 | $4,107-64.9% | $3,740-61.4% | $4,755-69.6% |
| Participant deferral / active EE | $3,274 | $5,457-40.0% | $4,880-32.9% | $6,713-51.2% |
| Admin fee / account holder | $1,175 | $7,888-85.1% | $6,737-82.6% | $11,407-89.7% |