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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,532 | $150,447+2.7% | $136,298+13.4% | $147,586+4.7% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 1.42% | 1049.15%-1047.7pp | 5156.27%-5154.9pp | 578.59%-577.2pp |
| Employer contribution / active EE | $1,700 | $5,256-67.7% | $4,696-63.8% | $4,876-65.1% |
| Participant deferral / active EE | $6,000 | $6,631-9.5% | $6,247-4.0% | $5,439+10.3% |
| Admin fee / account holder | $532 | $10,906-95.1% | $9,244-94.3% | $10,886-95.1% |