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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,845 | $129,737-87.8% | $119,126-86.7% | $154,746-89.8% |
| Participation rate | 91.7% | 78.9%+12.8pp | 75.8%+15.9pp | 80.7%+11.0pp |
| Annual return | 26.54% | 379.08%-352.5pp | 282.11%-255.6pp | 172.34%-145.8pp |
| Employer contribution / active EE | $3,587 | $4,375-18.0% | $4,034-11.1% | $4,379-18.1% |
| Participant deferral / active EE | $5,007 | $5,842-14.3% | $5,318-5.8% | $6,730-25.6% |
| Admin fee / account holder | $2,603 | $11,961-78.2% | $10,693-75.7% | $14,365-81.9% |