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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,724 | $87,834+45.4% | $133,975-4.7% | $62,881+103.1% |
| Participation rate | 88.5% | 83.4%+5.1pp | 87.1%+1.4pp | 69.3%+19.2pp |
| Annual return | 7.64% | 12.05%-4.4pp | 29.29%-21.6pp | 20.14%-12.5pp |
| Employer contribution / active EE | $1,047 | $3,482-69.9% | $5,211-79.9% | $2,281-54.1% |
| Participant deferral / active EE | $5,539 | $4,812+15.1% | $6,282-11.8% | $3,203+72.9% |
| Admin fee / account holder | $549 | $5,372-89.8% | $9,324-94.1% | $4,296-87.2% |