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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,958 | $209,425-77.1% | $178,499-73.1% | $158,966-69.8% |
| Participation rate | 83.3% | 86.4%-3.0pp | 81.9%+1.4pp | 82.0%+1.4pp |
| Annual return | 15.60% | 188.80%-173.2pp | 151.10%-135.5pp | 302.95%-287.3pp |
| Employer contribution / active EE | $3,468 | $5,707-39.2% | $5,011-30.8% | $4,762-27.2% |
| Participant deferral / active EE | $5,534 | $5,955-7.1% | $5,202+6.4% | $5,983-7.5% |
| Admin fee / account holder | $7,996 | $17,078-53.2% | $13,986-42.8% | $11,250-28.9% |