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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,206 | $84,741-43.1% | $75,731-36.3% | $167,553-71.2% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.8%+25.2pp | 82.1%+17.9pp |
| Annual return | 1.67% | 199.72%-198.0pp | 104.65%-103.0pp | 478.89%-477.2pp |
| Employer contribution / active EE | $915 | $3,230-71.7% | $2,743-66.6% | $4,840-81.1% |
| Participant deferral / active EE | $1,057 | $4,577-76.9% | $3,820-72.3% | $6,343-83.3% |
| Admin fee / account holder | $6,525 | $5,361+21.7% | $3,620+80.2% | $12,316-47.0% |