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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,341 | $99,652-6.3% | $78,778+18.5% | $147,585-36.8% |
| Participation rate | 100.0% | 76.2%+23.8pp | 69.2%+30.8pp | 82.8%+17.2pp |
| Annual return | 18.40% | 47.28%-28.9pp | 35.62%-17.2pp | 578.58%-560.2pp |
| Employer contribution / active EE | $13,478 | $2,796+382.1% | $1,986+578.8% | $4,876+176.4% |
| Participant deferral / active EE | $9,933 | $3,664+171.1% | $2,958+235.8% | $5,439+82.6% |
| Admin fee / account holder | $950 | $7,155-86.7% | $5,134-81.5% | $10,886-91.3% |