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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,695 | $63,346+227.9% | $92,239+125.2% | $70,124+196.2% |
| Participation rate | 57.6% | 68.7%-11.1pp | 76.5%-18.9pp | 69.5%-12.0pp |
| Annual return | 13.19% | 530.19%-517.0pp | 176.29%-163.1pp | 73.14%-60.0pp |
| Employer contribution / active EE | $2,000 | $2,471-19.1% | $3,680-45.6% | $2,342-14.6% |
| Participant deferral / active EE | $5,005 | $2,854+75.4% | $3,897+28.4% | $3,332+50.2% |
| Admin fee / account holder | $4,181 | $3,841+8.9% | $5,194-19.5% | $4,645-10.0% |