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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,262 | $77,638+20.1% | $156,551-40.4% | $62,881+48.3% |
| Participation rate | 78.6% | 71.2%+7.4pp | 84.0%-5.4pp | 69.3%+9.3pp |
| Annual return | 6.85% | 50.33%-43.5pp | 32.23%-25.4pp | 20.14%-13.3pp |
| Employer contribution / active EE | $5,687 | $3,444+65.1% | $5,501+3.4% | $2,281+149.3% |
| Participant deferral / active EE | $4,336 | $3,046+42.4% | $4,871-11.0% | $3,203+35.4% |
| Admin fee / account holder | $1,388 | $5,561-75.0% | $13,028-89.3% | $4,296-67.7% |