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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,704 | $138,075-48.8% | $123,552-42.8% | $135,379-47.8% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -15.87% | 153.70%-169.6pp | 119.20%-135.1pp | 519.79%-535.7pp |
| Employer contribution / active EE | $5,326 | $5,152+3.4% | $4,628+15.1% | $4,779+11.4% |
| Participant deferral / active EE | $11,633 | $6,800+71.1% | $6,426+81.0% | $5,609+107.4% |
| Admin fee / account holder | $676 | $10,917-93.8% | $9,285-92.7% | $10,828-93.8% |