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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,752 | $111,830-43.9% | $93,696-33.0% | $145,884-57.0% |
| Participation rate | 91.7% | 74.2%+17.4pp | 68.7%+22.9pp | 80.3%+11.4pp |
| Annual return | 5.18% | 204.08%-198.9pp | 133.74%-128.6pp | 551.85%-546.7pp |
| Employer contribution / active EE | $6,687 | $3,093+116.2% | $2,422+176.1% | $4,662+43.4% |
| Participant deferral / active EE | $13,300 | $4,920+170.3% | $4,417+201.1% | $6,690+98.8% |
| Admin fee / account holder | $46,687 | $10,249+355.5% | $8,287+463.4% | $13,392+248.6% |