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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,921 | $72,273-32.3% | $101,275-51.7% | $79,856-38.7% |
| Participation rate | 61.8% | 68.5%-6.7pp | 75.8%-14.0pp | 69.6%-7.9pp |
| Annual return | 24.25% | 22.30%+2.0pp | 46.48%-22.2pp | 31.71%-7.5pp |
| Employer contribution / active EE | $1,905 | $2,691-29.2% | $3,660-47.9% | $2,471-22.9% |
| Participant deferral / active EE | $4,304 | $3,282+31.1% | $4,371-1.5% | $3,741+15.0% |
| Admin fee / account holder | $169 | $4,401-96.2% | $5,948-97.2% | $5,306-96.8% |