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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $298,248 | $167,362+78.2% | $143,799+107.4% | $134,532+121.7% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -14.37% | 0.47%-14.8pp | -0.04%-14.3pp | 418.27%-432.6pp |
| Employer contribution / active EE | $8,647 | $5,620+53.9% | $4,952+74.6% | $4,741+82.4% |
| Participant deferral / active EE | $7,894 | $6,447+22.4% | $5,638+40.0% | $6,401+23.3% |
| Admin fee / account holder | $1,041 | $18,094-94.2% | $14,677-92.9% | $11,429-90.9% |