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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,200 | $154,209+2.6% | $130,062+21.6% | $139,487+13.4% |
| Participation rate | 91.7% | 82.0%+9.7pp | 78.5%+13.2pp | 80.3%+11.3pp |
| Annual return | 16.93% | 32.52%-15.6pp | -137.37%+154.3pp | 373.84%-356.9pp |
| Employer contribution / active EE | $4,973 | $5,292-6.0% | $4,322+15.1% | $4,755+4.6% |
| Participant deferral / active EE | $12,681 | $6,709+89.0% | $5,821+117.9% | $6,713+88.9% |
| Admin fee / account holder | $2,786 | $13,988-80.1% | $10,601-73.7% | $11,407-75.6% |