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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,885 | $124,346+91.3% | $111,306+113.7% | $167,553+42.0% |
| Participation rate | 92.9% | 79.6%+13.2pp | 77.3%+15.5pp | 82.1%+10.7pp |
| Annual return | 14.69% | 37.46%-22.8pp | 54.67%-40.0pp | 478.89%-464.2pp |
| Employer contribution / active EE | $6,338 | $3,438+84.4% | $2,732+132.0% | $4,840+31.0% |
| Participant deferral / active EE | $8,749 | $5,182+68.8% | $4,488+95.0% | $6,343+37.9% |
| Admin fee / account holder | $5,649 | $10,623-46.8% | $7,966-29.1% | $12,316-54.1% |