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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,322 | $110,212-90.6% | $96,534-89.3% | $139,466-92.6% |
| Participation rate | 100.0% | 78.1%+21.9pp | 76.0%+24.0pp | 80.3%+19.7pp |
| Annual return | 18.46% | 26.42%-8.0pp | 25.88%-7.4pp | 373.66%-355.2pp |
| Employer contribution / active EE | $1,822 | $3,620-49.7% | $2,965-38.6% | $4,754-61.7% |
| Participant deferral / active EE | $1,806 | $5,547-67.4% | $4,851-62.8% | $6,712-73.1% |
| Admin fee / account holder | $2,814 | $11,599-75.7% | $8,253-65.9% | $11,409-75.3% |