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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,739 | $107,809-71.5% | $90,657-66.1% | $135,379-77.3% |
| Participation rate | 61.9% | 78.0%-16.1pp | 74.0%-12.1pp | 82.6%-20.7pp |
| Annual return | -1.09% | -0.90%-0.2pp | 1.89%-3.0pp | 519.79%-520.9pp |
| Employer contribution / active EE | $2,431 | $3,018-19.4% | $2,532-4.0% | $4,779-49.1% |
| Participant deferral / active EE | $3,856 | $3,872-0.4% | $3,424+12.6% | $5,609-31.3% |
| Admin fee / account holder | $6,512 | $5,931+9.8% | $4,994+30.4% | $10,828-39.9% |