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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,307 | $61,816+2.4% | $97,260-34.9% | $80,935-21.8% |
| Participation rate | 52.8% | 63.5%-10.7pp | 72.7%-19.9pp | 67.7%-14.9pp |
| Annual return | 14.69% | -558.73%+573.4pp | 75.54%-60.8pp | 35.66%-21.0pp |
| Employer contribution / active EE | $1,617 | $1,836-11.9% | $2,721-40.6% | $2,757-41.3% |
| Participant deferral / active EE | $2,281 | $3,027-24.6% | $4,262-46.5% | $4,299-46.9% |
| Admin fee / account holder | $314 | $5,166-93.9% | $5,640-94.4% | $6,924-95.5% |