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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,832 | $63,703+34.7% | $93,063-7.8% | $82,448+4.1% |
| Participation rate | 48.4% | 63.8%-15.4pp | 72.1%-23.7pp | 68.1%-19.7pp |
| Annual return | 18.33% | -775.43%+793.8pp | 34.15%-15.8pp | 41.64%-23.3pp |
| Employer contribution / active EE | $1,756 | $1,729+1.6% | $2,476-29.1% | $2,551-31.2% |
| Participant deferral / active EE | $2,484 | $2,919-14.9% | $3,958-37.2% | $4,139-40.0% |
| Admin fee / account holder | $842 | $5,982-85.9% | $6,033-86.0% | $7,234-88.4% |