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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,151 | $181,896-84.5% | $156,551-82.0% | $273,972-89.7% |
| Participation rate | 90.9% | 88.4%+2.5pp | 84.0%+6.9pp | 83.0%+7.9pp |
| Annual return | 15.92% | 30.74%-14.8pp | 32.23%-16.3pp | 41.46%-25.5pp |
| Employer contribution / active EE | $6,116 | $6,248-2.1% | $5,501+11.2% | $4,869+25.6% |
| Participant deferral / active EE | $2,215 | $5,550-60.1% | $4,871-54.5% | $5,287-58.1% |
| Admin fee / account holder | $688 | $15,560-95.6% | $13,028-94.7% | $10,133-93.2% |