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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $307,744 | $167,415+83.8% | $140,514+119.0% | $198,609+54.9% |
| Participation rate | 100.0% | 80.9%+19.1pp | 77.8%+22.2pp | 82.4%+17.6pp |
| Annual return | 13.00% | 13.85%-0.9pp | 14.36%-1.4pp | 202.70%-189.7pp |
| Employer contribution / active EE | $3,174 | $4,088-22.4% | $3,378-6.1% | $5,055-37.2% |
| Participant deferral / active EE | $13,709 | $5,579+145.7% | $4,919+178.7% | $6,977+96.5% |
| Admin fee / account holder | $3,494 | $16,730-79.1% | $13,697-74.5% | $19,030-81.6% |