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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $307,744 | $136,860+124.9% | $120,344+155.7% | $154,746+98.9% |
| Participation rate | 100.0% | 79.9%+20.1pp | 76.7%+23.3pp | 80.7%+19.3pp |
| Annual return | 13.00% | 21.38%-8.4pp | 20.30%-7.3pp | 172.34%-159.3pp |
| Employer contribution / active EE | $3,174 | $3,533-10.2% | $3,020+5.1% | $4,379-27.5% |
| Participant deferral / active EE | $13,709 | $5,793+136.6% | $5,135+167.0% | $6,730+103.7% |
| Admin fee / account holder | $3,494 | $15,393-77.3% | $12,742-72.6% | $14,365-75.7% |