Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,656 | $87,059+59.3% | $105,608+31.3% | $80,925+71.3% |
| Participation rate | 62.9% | 70.4%-7.6pp | 75.3%-12.4pp | 67.7%-4.8pp |
| Annual return | 18.67% | 17.05%+1.6pp | 116.50%-97.8pp | 35.65%-17.0pp |
| Employer contribution / active EE | $419 | $2,396-82.5% | $3,167-86.8% | $2,756-84.8% |
| Participant deferral / active EE | $2,201 | $3,986-44.8% | $5,010-56.1% | $4,299-48.8% |
| Admin fee / account holder | $28,230 | $8,443+234.4% | $11,028+156.0% | $6,940+306.8% |