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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,976 | $106,749-28.8% | $145,433-47.8% | $82,448-7.8% |
| Participation rate | 93.9% | 75.6%+18.2pp | 82.1%+11.8pp | 68.1%+25.8pp |
| Annual return | 17.79% | 27.59%-9.8pp | 66.58%-48.8pp | 41.64%-23.9pp |
| Employer contribution / active EE | $2,730 | $3,444-20.7% | $4,554-40.1% | $2,551+7.0% |
| Participant deferral / active EE | $7,966 | $6,519+22.2% | $7,897+0.9% | $4,139+92.5% |
| Admin fee / account holder | $6,926 | $8,390-17.4% | $13,129-47.2% | $7,234-4.3% |