Filed October 2, 2025
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,359 | $153,769-69.2% | $133,975-64.7% | $273,972-82.7% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.1%+12.9pp | 83.0%+17.0pp |
| Annual return | 17.64% | 36.51%-18.9pp | 29.29%-11.7pp | 41.46%-23.8pp |
| Employer contribution / active EE | $10,988 | $6,029+82.3% | $5,211+110.9% | $4,869+125.7% |
| Participant deferral / active EE | $9,583 | $6,958+37.7% | $6,282+52.5% | $5,287+81.2% |
| Admin fee / account holder | $2,036 | $11,765-82.7% | $9,324-78.2% | $10,133-79.9% |