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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,666 | $69,977-63.3% | $108,582-76.4% | $62,881-59.2% |
| Participation rate | 91.7% | 72.9%+18.8pp | 79.6%+12.1pp | 69.3%+22.4pp |
| Annual return | 10.85% | 10.73%+0.1pp | -51.70%+62.5pp | 20.14%-9.3pp |
| Employer contribution / active EE | $2,555 | $2,135+19.7% | $3,758-32.0% | $2,281+12.0% |
| Participant deferral / active EE | $1,211 | $3,165-61.7% | $4,311-71.9% | $3,203-62.2% |
| Admin fee / account holder | $2,460 | $5,076-51.5% | $7,645-67.8% | $4,296-42.7% |