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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,005 | $52,279-35.0% | $89,414-62.0% | $79,852-57.4% |
| Participation rate | 67.9% | 57.5%+10.4pp | 68.0%0pp | 69.6%-1.7pp |
| Annual return | 14.89% | 22.16%-7.3pp | 245.50%-230.6pp | 31.72%-16.8pp |
| Employer contribution / active EE | $1,979 | $1,572+25.9% | $2,586-23.5% | $2,471-19.9% |
| Participant deferral / active EE | $5,038 | $2,740+83.9% | $3,890+29.5% | $3,740+34.7% |
| Admin fee / account holder | $10,843 | $3,356+223.1% | $4,883+122.1% | $5,306+104.3% |