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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,054 | $52,678-56.2% | $75,784-69.6% | $59,633-61.3% |
| Participation rate | 80.6% | 67.2%+13.3pp | 75.8%+4.7pp | 68.7%+11.9pp |
| Annual return | 20.38% | 2.95%+17.4pp | 9.68%+10.7pp | 2041.45%-2021.1pp |
| Employer contribution / active EE | $3,444 | $2,193+57.0% | $3,323+3.6% | $2,203+56.4% |
| Participant deferral / active EE | $6,481 | $2,591+150.2% | $3,652+77.5% | $3,192+103.1% |
| Admin fee / account holder | $5,585 | $3,610+54.7% | $5,300+5.4% | $4,297+30.0% |