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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,184 | $105,856-71.5% | $90,161-66.5% | $147,585-79.5% |
| Participation rate | 100.0% | 79.7%+20.3pp | 76.9%+23.1pp | 82.8%+17.2pp |
| Annual return | 16.04% | 37.63%-21.6pp | 34.89%-18.8pp | 578.58%-562.5pp |
| Employer contribution / active EE | $4,090 | $4,126-0.9% | $3,318+23.3% | $4,876-16.1% |
| Participant deferral / active EE | $14,440 | $5,733+151.9% | $5,287+173.1% | $5,439+165.5% |
| Admin fee / account holder | $371 | $8,046-95.4% | $5,943-93.8% | $10,886-96.6% |