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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,557 | $64,729-26.5% | $112,263-57.6% | $68,490-30.6% |
| Participation rate | 100.0% | 67.2%+32.8pp | 75.1%+24.9pp | 67.9%+32.1pp |
| Annual return | -17.92% | -11.40%-6.5pp | 27.49%-45.4pp | -7.85%-10.1pp |
| Employer contribution / active EE | $21,255 | $2,746+674.1% | $3,636+484.6% | $2,597+718.5% |
| Participant deferral / active EE | $1,194 | $3,566-66.5% | $4,729-74.7% | $4,028-70.3% |
| Admin fee / account holder | $16,998 | $5,222+225.5% | $6,410+165.2% | $5,403+214.6% |