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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,283 | $165,399-13.4% | $149,745-4.3% | $158,982-9.9% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 9.29% | 348.34%-339.0pp | 276.72%-267.4pp | 302.99%-293.7pp |
| Employer contribution / active EE | $16,997 | $5,105+233.0% | $4,646+265.9% | $4,763+256.9% |
| Participant deferral / active EE | $15,584 | $7,183+117.0% | $6,843+127.7% | $5,983+160.4% |
| Admin fee / account holder | $479 | $10,811-95.6% | $9,312-94.9% | $11,252-95.7% |