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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,870 | $71,873+83.5% | $86,698+52.1% | $68,490+92.5% |
| Participation rate | 97.6% | 72.2%+25.4pp | 76.6%+21.1pp | 67.9%+29.8pp |
| Annual return | -15.32% | 3.54%-18.9pp | 35.96%-51.3pp | -7.85%-7.5pp |
| Employer contribution / active EE | $6,179 | $2,173+184.3% | $2,837+117.8% | $2,597+137.9% |
| Participant deferral / active EE | $7,614 | $3,779+101.5% | $4,656+63.5% | $4,028+89.0% |
| Admin fee / account holder | $15,712 | $6,110+157.1% | $7,492+109.7% | $5,403+190.8% |