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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,880 | $202,342-79.8% | $172,752-76.3% | $152,897-73.3% |
| Participation rate | 66.7% | 87.1%-20.4pp | 82.6%-16.0pp | 82.5%-15.8pp |
| Annual return | 14.20% | 1029.83%-1015.6pp | 802.97%-788.8pp | 345.43%-331.2pp |
| Employer contribution / active EE | $4,258 | $5,858-27.3% | $5,144-17.2% | $4,764-10.6% |
| Participant deferral / active EE | $6,654 | $5,948+11.9% | $5,198+28.0% | $5,851+13.7% |
| Admin fee / account holder | $766 | $17,111-95.5% | $13,955-94.5% | $11,599-93.4% |