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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,561 | $141,004-29.4% | $112,273-11.3% | $139,466-28.6% |
| Participation rate | 100.0% | 79.2%+20.8pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 6.19% | 32.75%-26.6pp | 30.23%-24.0pp | 373.66%-367.5pp |
| Employer contribution / active EE | $10,001 | $4,285+133.4% | $3,431+191.5% | $4,754+110.4% |
| Participant deferral / active EE | $6,539 | $5,878+11.2% | $4,800+36.2% | $6,712-2.6% |
| Admin fee / account holder | $2,742 | $9,959-72.5% | $7,752-64.6% | $11,409-76.0% |