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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,060 | $127,100-97.6% | $105,738-97.1% | $135,379-97.7% |
| Participation rate | 77.8% | 82.7%-4.9pp | 76.3%+1.4pp | 82.6%-4.9pp |
| Annual return | 1.39% | 4.49%-3.1pp | 6.27%-4.9pp | 519.79%-518.4pp |
| Employer contribution / active EE | $948 | $4,107-76.9% | $3,268-71.0% | $4,779-80.2% |
| Participant deferral / active EE | $1,073 | $5,064-78.8% | $4,080-73.7% | $5,609-80.9% |
| Admin fee / account holder | $326 | $9,087-96.4% | $6,913-95.3% | $10,828-97.0% |