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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,838 | $198,462-7.4% | $170,439+7.9% | $147,585+24.6% |
| Participation rate | 80.0% | 88.0%-8.0pp | 83.6%-3.6pp | 82.8%-2.8pp |
| Annual return | 14.56% | 257.30%-242.7pp | 205.94%-191.4pp | 578.58%-564.0pp |
| Employer contribution / active EE | $2,513 | $6,184-59.4% | $5,433-53.7% | $4,876-48.5% |
| Participant deferral / active EE | $6,913 | $5,629+22.8% | $4,939+40.0% | $5,439+27.1% |
| Admin fee / account holder | $1,041 | $16,852-93.8% | $13,881-92.5% | $10,886-90.4% |