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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,090 | $150,447-81.3% | $136,298-79.4% | $147,586-81.0% |
| Participation rate | 0.0% | 84.4%-84.4pp | 81.9%-81.9pp | 82.8%-82.8pp |
| Annual return | 40.72% | 1049.15%-1008.4pp | 5156.27%-5115.5pp | 578.59%-537.9pp |
| Employer contribution / active EE | $1,175 | $5,256-77.6% | $4,696-75.0% | $4,876-75.9% |
| Participant deferral / active EE | $5,065 | $6,631-23.6% | $6,247-18.9% | $5,439-6.9% |
| Admin fee / account holder | $2,404 | $10,906-78.0% | $9,244-74.0% | $10,886-77.9% |