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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,351 | $85,171-72.6% | $172,752-86.5% | $72,975-68.0% |
| Participation rate | 93.9% | 70.1%+23.9pp | 82.6%+11.3pp | 69.5%+24.5pp |
| Annual return | 18.38% | 27.32%-8.9pp | 802.97%-784.6pp | 81.01%-62.6pp |
| Employer contribution / active EE | $1,222 | $3,324-63.2% | $5,144-76.2% | $2,440-49.9% |
| Participant deferral / active EE | $4,576 | $3,260+40.4% | $5,198-12.0% | $3,608+26.8% |
| Admin fee / account holder | $2,526 | $5,880-57.0% | $13,955-81.9% | $5,124-50.7% |