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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $800,541 | $176,688+353.1% | $130,660+512.7% | $152,909+423.5% |
| Participation rate | 100.0% | 79.0%+21.0pp | 71.7%+28.3pp | 82.5%+17.5pp |
| Annual return | 2.40% | 2693.08%-2690.7pp | 1709.29%-1706.9pp | 345.46%-343.1pp |
| Employer contribution / active EE | $27,343 | $5,743+376.1% | $4,092+568.2% | $4,764+474.0% |
| Participant deferral / active EE | $16,667 | $4,362+282.1% | $3,603+362.6% | $5,851+184.8% |
| Admin fee / account holder | $13,467 | $7,131+88.9% | $5,463+146.5% | $11,601+16.1% |