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| Provider | Service type | Compensation |
|---|---|---|
LPL FINANCIAL5 years Filed as: LPL FINANCIAL CORPORATION Service code 16 · EIN 04-3046611 | Consulting | $79,540 |
Service code 15 · EIN 13-3689044 | Recordkeeping | $55,735 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,520 | $122,042-2.1% | $184,243-35.1% | $74,429+60.6% |
| Participation rate | 85.7% | 85.5%+0.2pp | 86.8%-1.1pp | 67.2%+18.5pp |
| Annual return | 22.44% | 19.91%+2.5pp | 28.82%-6.4pp | 1368.38%-1345.9pp |
| Employer contribution / active EE | $8,068 | $4,538+77.8% | $6,427+25.5% | $2,625+207.4% |
| Participant deferral / active EE | $18,488 | $7,143+158.8% | $9,132+102.4% | $4,348+325.2% |
| Admin fee / account holder | $431 | $1,252-65.6% | $13,914-96.9% | $1,944-77.8% |