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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,482 | $59,839+22.8% | $81,991-10.4% | $79,852-8.0% |
| Participation rate | 62.9% | 61.6%+1.3pp | 69.3%-6.3pp | 69.6%-6.7pp |
| Annual return | 24.30% | 17.56%+6.7pp | 41.31%-17.0pp | 31.72%-7.4pp |
| Employer contribution / active EE | $1,013 | $1,713-40.9% | $2,498-59.4% | $2,471-59.0% |
| Participant deferral / active EE | $1,945 | $2,695-27.8% | $3,722-47.7% | $3,740-48.0% |
| Admin fee / account holder | $2,114 | $4,287-50.7% | $5,665-62.7% | $5,306-60.2% |