Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,396 | $63,314-59.9% | $91,004-72.1% | $62,293-59.2% |
| Participation rate | 39.0% | 73.3%-34.3pp | 75.6%-36.6pp | 69.5%-30.5pp |
| Annual return | 12.34% | 21.00%-8.7pp | 4.60%+7.7pp | 28.90%-16.6pp |
| Employer contribution / active EE | $0 | $1,807-100.0% | $2,456-100.0% | $2,042-100.0% |
| Participant deferral / active EE | $1,172 | $2,944-60.2% | $3,548-67.0% | $3,169-63.0% |
| Admin fee / account holder | $1,639 | $468+250.5% | $5,417-69.7% | $479+241.9% |