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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,644 | $176,786-24.4% | $146,643-8.9% | $167,536-20.2% |
| Participation rate | 100.0% | 83.6%+16.4pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 14.74% | 24.04%-9.3pp | 22.75%-8.0pp | 478.82%-464.1pp |
| Employer contribution / active EE | $13,800 | $5,161+167.4% | $4,137+233.6% | $4,839+185.2% |
| Participant deferral / active EE | $7,426 | $6,440+15.3% | $5,506+34.9% | $6,342+17.1% |
| Admin fee / account holder | $323 | $13,262-97.6% | $10,280-96.9% | $12,315-97.4% |