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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,883 | $102,595-6.5% | $94,057+1.9% | $154,746-38.0% |
| Participation rate | 100.0% | 76.0%+24.0pp | 73.3%+26.7pp | 80.7%+19.3pp |
| Annual return | 9.67% | 583.42%-573.7pp | 480.62%-470.9pp | 172.34%-162.7pp |
| Employer contribution / active EE | $5,141 | $3,147+63.3% | $2,933+75.3% | $4,379+17.4% |
| Participant deferral / active EE | $3,161 | $5,118-38.2% | $4,709-32.9% | $6,730-53.0% |
| Admin fee / account holder | $6,139 | $7,736-20.6% | $7,244-15.3% | $14,365-57.3% |